Overspending

Ok, so I made a mistake and I did not stick to my budget while shopping at Singapore. I still can’t find the courage to compute for all the credit card expenses that I have incurred during our trip as I know that I am really way over my budget.

Unconsciously, I have prepared for my shopping in Singapore as I even paid in advance all my credit card bills to give me more room for shopping just in case I need to use my credit card and I also I thought that I can stick to my budget. But after I saw all the toys, books and souvenirs that I can buy for Bela, I totally forgot about my budget and I just charge and charge everything to my credit card.

Now it is due for payment this week and my payday is not until next week so it looks like I will be needing a cash loan to produce the money that I need to pay for my credit card bills. I wan to pay in full as the credit card that I use computes the interest base on the total balance and not on the outstanding balance so it will really incur a big interest if I don’t pay in full.

Hopefully, I will be able to summarize and compute for all my expenses so I will know if the cash I have in hand will be sufficient to pay for all my credit card dues.